When many St. Louis residents think of the criminal justice system, they tend to +think of serious crimes like murder and armed robbery, which is largely based on what individuals see on television and in the movies. In real life, however, even the most seemingly mundane of circumstances can result in a person being on the wrong side of an investigation by law enforcement.
For instance, white collar crimes involve no bodily injury or harm to other individuals. Nonetheless, serious allegations can arise that can put individuals who are charged with white collar crimes behind bars if they are convicted.
Insurance fraud is a good example of this. Insurance fraud involves cases where individuals are alleged to have recovered compensation from insurance companies when they did not actually suffer any loss or injury. Doctors, business persons and other professionals can be caught up in allegations of insurance fraud, which can carry serious penalties.
One 24-year-old man, for example, was recently charged with obtaining property by false pretenses after he was involved in an alleged insurance fraud scheme. The man allegedly received cell phones, tablet computers and other devices after filing false insurance claims. Law enforcement alleged the devices were worth more than $50,000 in total.
Cases like the above are examples of hard fraud, where someone is alleged to have faked a loss to improperly collect money from an insurance company. This is different from soft fraud, where even white lies can be alleged to be insurance fraud through a person's enlargement of their loss. In either event, the allegations are serious and should be defended against vigorously.
Source: Fay Observer, "Raeford man charged with insurance fraud," June 11, 2014